Step 1
Create your PASSID
Sign up with basic KYC (passport/ID + selfie). We verify that you are really you.
Pre-launch • Founders, banks & card networks welcome
Carry your financial identity anywhere.
PASSID turns your existing banking, savings, and insurance history into a verified global financial identity — so you never start from zero when you cross a border.
- ✓ Qualify faster for bank accounts, cards, and credit in new countries using the history you already have.
- ✓ Built on consent, strong encryption, and global KYC standards.
- ✓ Designed for students, migrants, and freelancers — and the banks & fintechs that want to serve them.
Join the PASSID early access list
Be the first to hear about pilots, product updates, and launch timelines.
No spam. Just occasional updates on PASSID.
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How PASSID works
From fragmented records across countries to one secure, portable financial identity.
Step 2
Connect financial history
Link banks, mobile money, and insurers from your home country. PASSID reads signals like savings, income, and on-time payments.
Step 3
Generate a global score
We convert your data into a standardized, transparent PASSID Score that banks and fintechs can understand.
Step 4
Share with partners
You choose who can see your PASSID — a bank, fintech app, or card issuer — and unlock faster approvals.
Built for people on the move.
PASSID is designed for the people most penalized by "starting over" financially every time they move.
International students
Use tuition payments, savings, and responsible history from home to get bank accounts, debit cards, and credit sooner in your new country.
Migrant workers & expats
Bring income, remittance, and insurance history into one portable identity that employers and financial institutions can trust.
Freelancers & gig workers
Turn verified platform payouts and savings behavior into signals of creditworthiness — even without a traditional salary.
Bank-grade security & compliance
Built to meet global financial regulations and protect your most sensitive data.
🔒
SOC 2 Compliant
Enterprise-grade security controls and regular audits.
🌐
GDPR & CCPA Ready
Global privacy compliance built into our architecture.
⚡
End-to-end encryption
Your data is encrypted in transit and at rest.
👁️
Zero-knowledge approach
Prove your credibility while minimizing exposure of raw data.
Backed by experts in global finance
Built by a team with experience across cross-border payments, risk, and international regulation.
15+
Years in financial services
Collective team experience across banking & fintech.
$50M+
Assets influenced
Prior work across MMFs, insurance & risk portfolios.
100%
Regulatory-first mindset
Designed for compliance from day zero.
Frequently asked questions
Is PASSID a bank or a card? +
PASSID is not a bank. It's a financial identity layer that works with banks, fintechs, and card issuers. We help them understand and trust you faster using verified data — so they can offer you accounts, cards, and credit.
Who can use PASSID? +
Our early focus is international students, migrants, and freelancers who struggle with "credit invisible" status in new countries. Over time, we'll expand to more regions and segments.
How does PASSID make money? +
For individuals, PASSID will always have a free tier. We charge financial institutions and fintech partners to access verified identity and scoring APIs, and to run onboarding & underwriting flows.
How can I partner or pilot PASSID? +
We're actively looking for banks, card issuers, fintech apps, and impact funds to run pilots with students, migrants, and freelancers. Join the waitlist above and mention "pilot partner" in your message.