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About PASSID
Running pilots now

We believe financial history should cross borders.

PASSID was founded to solve a simple injustice: 280 million migrants work, pay rent, and send money home — but are invisible to credit. We're building the infrastructure to change that.

Mission

1.4 billion people are still invisible to financial trust.

They have income. They pay rent. They send money reliably across borders. But they have no bureau history in the destination country, so lenders see them as nothing. PASSID lets their financial behaviour speak for itself — verified, portable, and privately proven.

280M
migrants worldwide, most without destination credit history
$800B
in annual remittance flows demonstrating payment reliability
10
corridors live, covering the world's highest-volume migrant finance routes
Values

How we build.

Infrastructure, not product
We are a protocol. We don't lend, we don't underwrite, we don't decide. We verify. The liability stays with the institution. Our job is to make verification fast, private, and trustworthy.
Privacy by default
Every architectural decision starts with: "can we do this without the raw data?" Zero-knowledge proofs aren't a feature. They're our baseline assumption.
The user owns their credential
PASSID credentials belong to the user. They consent to each presentation. They can revoke at any time. No institution receives anything without explicit approval.
Fairness as a constraint
Disparate impact is monitored per corridor. Approval rates by demographic group are tracked in every pilot. We don't ship signal models that fail fair lending tests.
Careers

Join us.

We're a small, technical team solving hard infrastructure problems with real social impact. If that sounds like your thing, we'd like to hear from you.

Senior Backend Engineer
London / Remote  ·  Full-time
ZKP systems, credential protocols, open banking APIs. Rust or Go preferred.
Apply ›
ML / Risk Engineer
London / Remote  ·  Full-time
Signal model development. Survival analysis. Fair lending measurement. Python + SQL.
Apply ›
Partnerships Lead
London  ·  Full-time
Drive lender and fintech partnerships. Financial services background. FCA-regulated environment.
Apply ›