PASSID Pay — Trust and authorization for payments that require more than money

Verify who gets paid
before the money moves.

PassID Connect establishes a trusted customer relationship. PassID Pay reuses its eligible evidence for a specific transaction, binds merchant authorization and recipient consent, then issues a signed record — without repeating the original verification.

The public sandbox uses synthetic identities, simulated accounts, and a simulated payment adapter. It does not initiate or settle real payments.

5parties bound into one signed record

<3sfrom consent to signed credential

0bank statements or account numbers collected

Livepublic sandbox, open for testing today

PASSID Pay Sandbox live · No live funds

Northstar Work · Maya Chen · $1,200.00 USD

Ready

1 Intent

2 Authorize

3 Consent

4 Proof

Northstar Work

Merchant

Payment intent

$1,200.00

USD · ACH sandbox · simulated provider

RecipientMaya Chen

DestinationChase checking •••• 4821

PurposeContractor payout

RailACH sandbox

Policypol_contractor_payout_v1

Developer details

Connectconn_sbx_maya_001

Disclosurederived results only

Expires—

Intentnot created

Maya Chen

Worker

No recipient request yet

Create the intent. Northstar authorizes the payout; Maya consents and confirms destination on the hosted page.

Transaction credential issued

PassID issued a signed, status-aware record of the payment context and simulated outcome. It contains a pairwise subject identifier and only the authorized claims.

PassID Payment Credential Active

Credential type: PassID Payment Credential
Environment: Sandbox
Payment outcome: Simulated completed
Funds moved: No
Credential status: Active
Issuer: PassID
Institution: Northstar Work
Recipient: Pairwise identifier only
Amount: $1,200.00 USD
Purpose: Contractor payout
Rail: ACH simulation
Consent: Granted
Destination: Confirmed
Policy: pol_contractor_payout_v1
Issued: —
Status: Active

This credential records a sandbox event. It is not evidence that real funds were transferred or settled.

View credential

Test portable proof

Atlas Rentals requests proof that Maya received verified contractor income during the last 30 days.

Event log

Sandbox ready. No live funds move from this console.

High-trust payments and payouts—not ordinary retail checkout.

PassID Pay is built first for repeated contractor and marketplace payouts — the exact flow running in the sandbox above.

Live in sandbox today

Contractor & marketplace payouts

Recurring payouts to workers and sellers where destination confirmation and reusable consent matter every cycle.

International-worker payments

Education-related payments

Rental deposits and recurring rent

Insurance claims and disbursements

Institution-controlled agentic payments

Reduce payout risk and repeated verification without collecting another financial file.

Bind identity to payout destination

Confirm that the intended recipient controls the selected destination before execution.

Protect destination changes

Require fresh confirmation when payout instructions change after authorization.

Reduce repeated verification

Reuse eligible credential results with new consent instead of rebuilding the same evidence.

Preserve one audit record

Keep institution authorization, recipient consent, policy evaluation, provider events, and transaction evidence together.

Keep providers replaceable

Integrate through a stable PassID contract while licensed partners execute the underlying payment.

Minimize disclosed data

Receive the required result without automatically collecting bank statements, raw transactions, or account numbers.

PASSID issues evidence. Licensed providers move money. Institutions decide.

1Institutionauthorizes payout

→

2Recipientconsents & confirms

→

3PassIDbinds policy & consent

→

4Licensed providerexecutes payment

→

5Signed credentialportable proof

PassID is responsible for

Identity and account binding, policy evaluation, recipient consent, destination confirmation, provider orchestration, signed transaction evidence, credential status, and auditability.

Licensed providers are responsible for

Executing and settling real payments, operating the applicable payment rail, and performing the regulated activities assigned to them by contract and applicable law.

Institutions remain responsible for

Payment approval, customer relationships, institution policy, required compliance decisions, dispute responsibilities, and the final use of PassID evidence.

PassID is not

A bank, deposit account, stored-value wallet, everyday checkout product, hidden credit score, or claim that a transaction is fraud-free.

Same paths in sandbox and production. Environment comes from the key.

Sandbox: pay_test_ keys. Production rails remain limited to approved use cases and licensed providers. Connect and Verify keys are rejected.

POST   /v1/pay/payment-intents
GET    /v1/pay/payment-intents/{id}
POST   /v1/pay/payment-intents/{id}/merchant-authorize
POST   /v1/pay/payment-intents/{id}/consent
POST   /v1/pay/payment-intents/{id}/confirm-destination
POST   /v1/pay/payment-intents/{id}/execute

// Authorization: Bearer pay_test_…
// Sandbox: sandbox-api.passid.io · Production: api.passid.io

Apply for PassID Pay production access

Production access is limited to approved use cases supported by licensed payment providers — we review every application and reply directly, no automated queue.