A portable financial trust layer. Enter a PassID code to unlock verified identity & financial history — user-controlled, permission-based, and ready for banks, lenders, employers, schools and landlords.
PassID turns a user's verified credibility into a secure key they control — so you make faster, more reliable decisions without ever touching raw bank data.
After identity verification and a secure financial connection, the user creates a PassID code in their wallet and chooses exactly what to share.
In your Verifier Dashboard, enter the PassID code. We check it's valid, unexpired, and intended for your institution.
Once the user approves, you see a verified summary — identity, income, financial behavior — as claims only, never raw data.
Access is unlocked by the user with a code they generate — never without them. They can revoke it anytime.
You see verified results only after explicit consent. Nothing is shared before the user approves.
One verified credential users carry across banks, borders, employers, schools and fintech platforms.
Built to be as simple as connecting an account and serious enough for regulated institutions.
Your secret key stays on your server. A drop-in button opens the hosted, user-consented flow; a signed webhook confirms the result.
POST https://passid.io/v1/verification-requests
X-Institution-Key: sk_live_…
{ "permissions": ["identity_verified","income_verified"] }
→ { "requestId":"…", "consent_url":"https://passid.io/respond?r=…" }
<script src="https://passid.io/passid.js"></script> <button data-passid-verify data-url="CONSENT_URL"> Verify with PassID </button>
POST https://your-app.com/webhooks/passid
X-PassID-Signature: hmac…
{ "type":"verification.completed",
"requestId":"…", "claims": { … } }
The signed webhook is the source of truth — always confirm results server-side. Full reference in the Integration Guide and API docs.
Give people a faster, permission-based way to prove verified credibility — and make better decisions, sooner.
PassID provides verification summaries for review support only. PassID does not provide credit scores, credit reports, lending decisions, banking services, employment decisions, housing decisions, insurance decisions, or legal eligibility decisions. Final decisions remain with the verifying institution.